Real Estate Benefit Program

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Residential Properites

With over 35 years of experience Keller Williams Realty and Synergy Realty Group provides many services to assist you in your residential property financing needs.

As the third largest real estate brokerage firm in North America, Keller Williams Realty has a strong presence most real estate markets.  Whether you are looking to buy your first home, upsize or downsize, invest in residential or commercial, we bring experience that comes from years of successful negotiations and completed transactions.  


Is this the right time to buy?



SYNERGY -

Together we achieve more.  Keller Williams Realty, Wells Fargo Home Mortgage and your employer believe by combining resources, we can provide you, the employee with an exceptional home buying benefit. No matter what your real estate needs are this team can

 

Before you being your home buying journey there are some important steps to follow.

Be Prepared for the Journey
Whether you're trying to secure a purchase or a refinance real estate loan, you must follow a rather strict timeline. Depending on your level of preparedness, the process can be either smooth or rough. Before proceeding through the home loan process, start by taking the time to understand the system and make educated decisions.

Get Pre-approved
A loan pre-approval is vital to the loan process, since it allows you to obtain an estimate of your borrowing power. We highly suggest that you not skip this fast, easy, free step. With a written pre-approval (including a certificate guaranteeing you a mortgage to a specified amount), you won't waste time looking at homes you can't afford. Rather, you can focus your time and energy shopping for YOUR ideal home.



Distressed Property in Edmonds

Know Your Finances
Determine how much you can afford to spend. While you may qualify for one amount, it might be too high for your actual budget. Set a monthly dollar amount that you feel comfortable committing to. Don't forget to figure in additional costs, such as insurance and taxes, interest, and principle.
 

Check your Credit Report
While any lender can quickly run your credit report, you should acquire a copy first. Then, you'll know exactly what is on the report and can address any dubious or inaccurate items. Be sure to clear up any financial problems that you can.

Gather all the documents required to verify your loan application: Apply for a Loan

  • Job tenure
  • Employment stability
  • Income
  • Assets
  • Liabilities.

Additionally, be prepared to supply your lender with financial documents, such as paycheck stubs, bank account statements, and tax returns. Check with your lender or broker for more information.

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Keller Williams Realty
22614 Bothell Everett Highway - Bothell, WA 98021

425-876-8299FAX 425-481-2846

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